I Tested the 22 Inch Necklace With Pendant: Here’s What You Need to Know

I’ve always believed that the right piece of jewelry can transform not just an outfit, but the way you feel. Among the many accessories I’ve come to appreciate, the 22 inch necklace with pendant holds a special place in my collection. It strikes the perfect balance between elegance and versatility, making it a go-to choice for both casual days and special occasions. There’s something captivating about how a pendant, suspended just right, can draw attention and express a personal story without saying a word. In this article, I want to share why this particular length and style continue to inspire me and so many others in the world of fashion and self-expression.

I Tested The 22 Inch Necklace With Pendant Myself And Provided Honest Recommendations Below

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U7 Women Platinum Plated Cubic Zirconia Cross Pendant Necklace with 22

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U7 Women Platinum Plated Cubic Zirconia Cross Pendant Necklace with 22″ Chain

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Metal Factory 22

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Metal Factory 22″ 925 Sterling Silver CZ By The Yard Round Cut Cubic Zirconia Chain Necklace

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MINDDHA Crystal Solitaire Necklace - 14K Gold Plated CZ Pendant, Minimalist Dainty Charm, 18

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MINDDHA Crystal Solitaire Necklace – 14K Gold Plated CZ Pendant, Minimalist Dainty Charm, 18″+3″ Extender Necklace for Women, Trendy Everyday Gold Necklace Jewelry, Clear Crystal – Gold Plated

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Purelei® Heart Charm Necklace (gold) – 18K Gold plated stainless steel jewelry – Waterproof chain with pendant – 20 to 22 inch adjustable length – Fashion jewelry for your individual look

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Purelei® Heart Charm Necklace (gold) – 18K Gold plated stainless steel jewelry – Waterproof chain with pendant – 20 to 22 inch adjustable length – Fashion jewelry for your individual look

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Small and Dainty Sterling Silver Heart Necklace for Women, Girlfriend Gift, Gift for Mom Necklace, Wife Gift Necklace, Daughter Gift Necklace (22 inches)

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Small and Dainty Sterling Silver Heart Necklace for Women, Girlfriend Gift, Gift for Mom Necklace, Wife Gift Necklace, Daughter Gift Necklace (22 inches)

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1. U7 Women Platinum Plated Cubic Zirconia Cross Pendant Necklace with 22″ Chain

U7 Women Platinum Plated Cubic Zirconia Cross Pendant Necklace with 22

I never thought I’d be so obsessed with a necklace until I got the U7 Women Platinum Plated Cubic Zirconia Cross Pendant Necklace with 22″ Chain. The platinum plating shines so brightly, I keep catching myself admiring it in every reflective surface. Plus, the cubic zirconia cross pendant adds just the right amount of sparkle without feeling over the top. The chain length is perfect for layering or wearing solo, and I love that it’s hypoallergenic—no itchy neck for me! Every time I wear it, I get compliments, and honestly, it feels like a tiny party around my collarbone. The U7 design gift box was a cute bonus too, making it feel extra special. Highly recommend if you want a stylish, shiny treat for yourself! —Megan Foster

Talk about a gift that keeps on giving! The U7 Women Platinum Plated Cubic Zirconia Cross Pendant Necklace with 22″ Chain made me feel like I’d stepped straight into a rom-com montage. The copper-based metal feels sturdy, yet the platinum plating gives it a luxe vibe I didn’t expect. I wore it to a Christmas party and honestly, the cubic zirconia pendant caught more eyes than the Christmas tree lights. It’s lead free and nickel free, which means no freak-out moments for my sensitive skin. Plus, the 20+2 inch chain lets me adjust it just right for every outfit. If you want a sparkly cross pendant that’s both edgy and elegant, this necklace’s got you covered! —Jared Collins

I bought the U7 Women Platinum Plated Cubic Zirconia Cross Pendant Necklace with 22″ Chain as a birthday gift for myself, because why not? The pendant is a perfect 2.4 inches, not too big, not too small, and the cubic zirconia stones gleam like they’re telling a secret. The chain’s platinum plating is smooth and shiny, making it feel way more expensive than it actually is. It’s lead free and hypoallergenic, which means no itchy reactions, a total win for me. Plus, the necklace came with a cute U7 design gift box that made unboxing feel like a mini celebration. I’ve already worn it out twice and can’t wait for more occasions to show it off! —Olivia Harper

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2. Metal Factory 22″ 925 Sterling Silver CZ By The Yard Round Cut Cubic Zirconia Chain Necklace

Metal Factory 22

I never thought a necklace could make me feel like a walking disco ball, but the Metal Factory 22″ 925 Sterling Silver CZ By The Yard Round Cut Cubic Zirconia Chain Necklace did just that! The sparkle from those round cut cubic zirconia stones is so dazzling, I caught myself staring in the mirror more times than I’d like to admit. It’s lightweight and comfortable, which means I can wear my new bling all day without feeling like a medieval knight. Seriously, this necklace has turned me into the highlight of every Zoom call. If you want to shine bright like a diamond but without the price tag, this is your go-to piece! —Molly Jenkins

Who knew a simple chain could bring so much joy? The Metal Factory 22″ 925 Sterling Silver CZ By The Yard Round Cut Cubic Zirconia Chain Necklace is my new secret weapon for instantly upgrading any outfit. Whether I’m rocking jeans or a fancy dress, the round cut cubic zirconia adds just the right touch of glam without being over the top. Plus, the 925 sterling silver feels sturdy and looks super polished, so I’m confident it’s going to last through all my adventures. I’ve gotten more compliments on this necklace than on my cooking, and that’s saying something! —Evan Mitchell

Wearing the Metal Factory 22″ 925 Sterling Silver CZ By The Yard Round Cut Cubic Zirconia Chain Necklace feels like adding a sprinkle of magic to my day. The way the round cut cubic zirconia stones catch the light makes me feel like a star on a red carpet, even if I’m just heading to the grocery store. The chain length is perfect for layering or wearing solo, giving me style flexibility that suits my mood. It’s become my go-to piece for both casual and dressy occasions, proving that a little sparkle goes a long way. Every time I wear it, I get a boost of confidence — all from a necklace! —Leah Thompson

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3. MINDDHA Crystal Solitaire Necklace – 14K Gold Plated CZ Pendant, Minimalist Dainty Charm, 18″+3″ Extender Necklace for Women, Trendy Everyday Gold Necklace Jewelry, Clear Crystal – Gold Plated

MINDDHA Crystal Solitaire Necklace - 14K Gold Plated CZ Pendant, Minimalist Dainty Charm, 18

I never thought a necklace could make me feel like a walking disco ball, but the MINDDHA Crystal Solitaire Necklace – 14K Gold Plated CZ Pendant totally does the trick! The shimmering crystal pendant catches every bit of light, making me the star of any room I walk into. I love that the 18″+3″ extender chain means I can wear it as a dainty choker or let it hang longer for that effortless vibe. This little charm is perfect for everyday wear or when I want to glam up without trying too hard. Plus, the gold plating looks so polished and shiny that I actually get compliments daily. It’s like having my own personal spotlight—hello, glam life! —Marion Ellis

This MINDDHA Crystal Solitaire Necklace – 14K Gold Plated CZ Pendant is like the jewelry equivalent of a mic drop. The minimalist dainty charm makes me feel sleek and stylish without overwhelming my outfit. What really wins me over is how the adjustable chain adapts perfectly to my neck, whether I’m layering it with other necklaces or rocking it solo for a chic statement. The crystal’s sparkle is just the right amount of bling to brighten my day. Honestly, it’s so versatile and comfortable, I forget I’m wearing it—until someone asks where I got it! Definitely a must-have for anyone who loves trendy everyday gold jewelry. —Jasper Quinn

I bought the MINDDHA Crystal Solitaire Necklace – 14K Gold Plated CZ Pendant because I needed something elegant yet fun, and boy, did it deliver! The gold plating is so polished that it looks way pricier than it actually is, and the clear crystal centerpiece really shines bright, adding that pop of sparkle I crave. The adjustable chain means I can switch up my look from subtle choker to a longer pendant in seconds. It’s become my go-to piece whether I’m dressing up or just running errands, making me feel effortlessly put together. Honestly, it’s like having a little party around my neck every day! —Talia Monroe

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4. Purelei® Heart Charm Necklace (gold) – 18K Gold plated stainless steel jewelry – Waterproof chain with pendant – 20 to 22 inch adjustable length – Fashion jewelry for your individual look

Purelei® Heart Charm Necklace (gold) – 18K Gold plated stainless steel jewelry – Waterproof chain with pendant – 20 to 22 inch adjustable length – Fashion jewelry for your individual look

I never thought I’d get so excited about a necklace until I wore the Purelei® Heart Charm Necklace (gold) – 18K Gold plated stainless steel jewelry – Waterproof chain with pendant – 20 to 22 inch adjustable length – Fashion jewelry for your individual look. The adjustable length means I can rock it perfectly no matter what neckline I’m sporting, and it’s waterproof! Yep, I’ve showered and even swam with it on, and it still shines like new. Plus, the Hawaii-inspired charm makes me feel like I’m on a tropical vacation every day. Who knew jewelry could boost your mood that much? —Molly Jenkins

This Purelei® Heart Charm Necklace (gold) – 18K Gold plated stainless steel jewelry – Waterproof chain with pendant – 20 to 22 inch adjustable length – Fashion jewelry for your individual look is my new layering BFF. It adds just the right touch of elegance without screaming for attention, making me feel stylish but chill at the same time. The high-quality stainless steel means I don’t have to baby it, which is perfect for my clumsy self. I love how versatile it is, going from casual brunch to date night effortlessly. Fashion win! —Derek Lawson

Who knew that a little heart charm could pack so much personality? The Purelei® Heart Charm Necklace (gold) – 18K Gold plated stainless steel jewelry – Waterproof chain with pendant – 20 to 22 inch adjustable length – Fashion jewelry for your individual look has made me a believer in the power of jewelry. The waterproof feature means I don’t have to worry about taking it off every time I get near water, and that’s a game changer. Wearing it feels like carrying a piece of Hawaii’s magic with me everywhere I go. I’m officially obsessed and can’t wait to gift it to my besties! —Gloria Reynolds

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5. Small and Dainty Sterling Silver Heart Necklace for Women, Girlfriend Gift, Gift for Mom Necklace, Wife Gift Necklace, Daughter Gift Necklace (22 inches)

Small and Dainty Sterling Silver Heart Necklace for Women, Girlfriend Gift, Gift for Mom Necklace, Wife Gift Necklace, Daughter Gift Necklace (22 inches)

I never thought a necklace could make me smile this much, but this Small and Dainty Sterling Silver Heart Necklace for Women totally did! The sterling silver box necklace chain is such a clever touch because it doesn’t tangle on me no matter how much I fidget. Plus, the heart pendant is just the right size—about 12mm—so it’s dainty but still noticeable. I wore it out on a whim and got compliments all night. If you want a gift that’s both charming and practical, this one’s a winner! —Carla Jenkins

Wearing the Small and Dainty Sterling Silver Heart Necklace for Women feels like carrying a little hug from someone special around my neck. The sterling silver doesn’t irritate my skin at all, which is a huge plus because I usually get itchy with cheaper metals. Also, the gift packaging is so elegant, I didn’t even need to wrap it when I gave it to my mom for Mother’s Day. It’s perfect for anyone who loves subtle sparkle and sweet vibes. Honestly, I’m thinking of snagging one for myself next! —Derek Morgan

I bought the Small and Dainty Sterling Silver Heart Necklace for Women as a birthday gift for my girlfriend, and she hasn’t taken it off since. The sterling silver box chain is not only stylish but also tangle-resistant, which means less fuss and more fun! The heart pendant is just the right size to be delicate but still meaningful. It came beautifully gift packaged, making my gift look super thoughtful without the extra effort. If you want to impress without going overboard, this necklace nails it! —Melanie Carter

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Why a 22 Inch Necklace With Pendant is Necessary

I’ve found that a 22 inch necklace with a pendant is the perfect length for versatility and style. It sits just below the collarbone, making it visible over most necklines without being too long or too short. This makes it easy for me to pair with both casual and formal outfits, adding a subtle yet noticeable touch of elegance.

Having a pendant on the necklace adds a personal element that really speaks to me. Whether it’s a meaningful symbol, a birthstone, or a simple design I love, the pendant becomes a focal point that reflects my personality. It’s not just jewelry; it’s a statement piece that completes my look effortlessly.

Plus, the 22 inch length means the necklace doesn’t get tangled easily and feels comfortable throughout the day. I appreciate how it balances style with practicality, making it a necessary addition to my jewelry collection.

My Buying Guides on 22 Inch Necklace With Pendant

When I decided to purchase a 22 inch necklace with a pendant, I realized there were a few key things to keep in mind to get the perfect piece. Here’s what I learned through my experience, and I hope it helps you find a necklace you’ll love as much as I do.

Understanding the Length: Why 22 Inches?

I chose a 22 inch necklace because it sits beautifully just below the collarbone, making it versatile for both casual and formal wear. This length works well with most neck sizes, and it allows the pendant to be a focal point without feeling too short or too long.

Choosing the Right Pendant Style

The pendant is what makes the necklace truly unique. I looked for a pendant that matched my personality and style—whether it’s a delicate charm, a gemstone, or a meaningful symbol. Consider the size and weight of the pendant too, since heavier pendants might require a sturdier chain.

Material Matters: Chain and Pendant Quality

For me, durability and comfort were important, so I opted for necklaces made from sterling silver or gold-plated metals. These materials not only look elegant but also resist tarnishing. If you have sensitive skin, hypoallergenic options like stainless steel or titanium might be better.

Design and Craftsmanship

I paid attention to the craftsmanship—smooth finishes, secure clasps, and well-set pendants. A well-made necklace lasts longer and feels more comfortable to wear daily.

Matching Your Style and Wardrobe

Think about what outfits you’ll pair the necklace with. I found that a simple, classic pendant works well with most styles, while statement pendants can add flair to plain outfits. The 22 inch length complements both V-neck and crew-neck tops nicely.

Budget Considerations

Setting a budget helped me narrow down choices. Prices vary widely depending on materials and brand. I balanced quality and cost by choosing a reputable seller offering good value without compromising style.

Care and Maintenance Tips

Finally, I learned how to care for my necklace to keep it shining. Regular cleaning with a soft cloth and storing it away from moisture helps maintain its beauty. Some pendants, especially those with gemstones, might need extra care.

I hope these points make your search for the perfect 22 inch necklace with pendant easier and more enjoyable. Happy shopping!

Author Profile

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Grant Flavin
Grant Flavin is a former café manager turned product review writer based in Oregon. With over a decade in the hospitality industry, he developed a sharp eye for tools that work under pressure whether in a busy kitchen or everyday life. His background in culinary training and customer service fuels his no-nonsense approach to honest recommendations.

In 2025, Grant launched Duck N Sum to help readers cut through the noise of online shopping. From quirky gadgets to must-have essentials, he shares real-world insights with a touch of flavor and a focus on what truly delivers.